After researching new data on Financial, the fresh Ministry’s Percentage explores all of them and you can are at decisionmission tells the bank that it recognized the newest subsidy, and the financial institution finishes Mortgage Agreement towards borrowing applicant
Skopje, 6 th (MIA) – Need for the new “Buy a property Purchase a flat” Enterprise rather improved following the Fair because of it Project, which had been stored at that time 24 th October – twenty eight th October. They identify your procedure of distribution software program is easy, plus it includes around three steps.
– We can give an explanation for process of submission software to your “Get property Purchase a condo” Project, into the three measures so if you’re wise, you are going to comprehend it was payday loan Mcintosh an easy processes. Initial step was seeking a flat otherwise household or much for house. The second action is approaching one of many 8 banking companies performing about Investment and you can fill in the desired data, due to the fact step three belongs to the Ministry out-of Money, you to as the interacting with regarding choice for approving this new subsidy, immediately after which the fresh new applicant cues mortgage contract to the respective financial, Ivana Bilbilovska, Spokesperson of your own Ministry out of Loans, said.
Financial collects these types of documents in the applicant and you may confirms if the guy/she is entitled to acquiring the mortgage, and you may later they ahead the particular data files for the Ministry regarding Finance, Bilbilovska said
Are you aware that first rung on the ladder, Bilbilovska explains that requirements is actually for the apartment or the house are another strengthening and for the price not so you’re able to meet or exceed EUR 900 for each and every square meter. People distribution application towards the “Pick a home Get a condo” Venture is to conclude First Arrangement into company or if the guy/she produces a property, he/she should provide construction and technology documentation.
– Next step is for the citizen to deal with certainly the fresh 7 banks, within the “Pick a house Pick a flat” Opportunity, we.elizabeth. Stopanska banka – Skopje, Stopanska banka – Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you may Prokredit banka. Using the Preliminary Agreement having a flat or a home, the fresh new individuals is to submit to the bank their/their ID, full-go out a job certification, certification for the past half dozen paid back salaries and you will statement, confirmed by notary personal, you to from inside the very first 5 years of one’s fees months, they will certainly neither promote the fresh flat or even the household, nor rent or put them below second home loan.
Next step are interacting with choice of the Ministry off Fund. New Fee inside the Ministry away from Fund matches at least once for the forty-five weeks, and, if necessary, more often than once.
– If you do not have your house or even the home in which you real time has been too small for you personally while are interested a more impressive you to definitely and when you plan to simply take a property financing, than just “Pick a property Purchase a flat” Investment, is truly a good chance for this reason. Funds offered because of the Ministry of Money are in a questionnaire out of good subsidies that will are as long as EUR fourteen,000, and also the interest is really lower and you may amounts to three.95% in the 1st three years and you will cuatro.44% regarding fourth and you will 5th season into the design: cost when selecting a flat or subsidizing 75% of one’s payment when buying/creating property, or fixed within the installment several months, bookkeeping to have 4.5% along with 6-times EURIBOR, to your design: equal (50%/50%) involvement when buying an apartment otherwise subsidizing 75% of your own participation when purchasing/developing property, Representative of your Ministry from Funds Ivana Bilbilovska, told you.